1. Objectives.
It is the goal of Apexziva “apexziva.com”, to help users enter and navigate the investment space, and provide tools to help users make decisions relative to growing their wealth. Services are intended for medium and long term investors.

2. Activities
2.1 Account creation
Apexziva will create the necessary accounts on behalf of, and with permission of the user. Once account set up is complete, users are provided with the account credentials and password change instructions, at which point users will have full control over their account. Users are the full and sole owner of their accounts and carry all responsibilities that come with opening, holding, and managing such accounts.
2.2 Asset allocation
Apexziva uses dynamic, proprietary algorithms to define and perform portfolio management, based on user input. Transactions conducted by users may limit Apexziva’s account monitoring and reporting ability.
2.3 Fund deposits and withdrawals
Users are responsible for depositing and withdrawing funds to/from their account, however Apexziva will provide clear instructions on how to do so.
2.4 Account monitoring and reporting
Apexziva will continuously monitor user accounts and provide users with a user dashboard with easy to understand portfolio and performance details.

3. Fees
3.1 Fee structure
Apexziva offers different plans and subscriptions.
3.2 Promotions
Apexziva reserves the right to apply promotional discounts to the any plan, this is completely at Apexziva’s discretion.
3.3 Other fees
Apexziva does not charge any additional or hidden fees for any transaction nor add to fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security
4.1 Infrastructure
Apexziva is powered by a military grade hardened server. Our proprietary algorithms helps in reducing the cost, complexity, and risk associated with security and compliance.
4.2 Exchanges
Apexziva thoroughly vets its partners. User funds remain on their personal investment wallets and interactions between Apexziva and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.

5. Disclaimer
5.1 Financial advice
Apexziva does not provide financial advice. Apexziva is not a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Bank, Securities Broker, Commodity Trade Advisor, or Financial Planner. The information provided, such as optimal fund allocation, is based on user input and for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using Apexziva, users should seek the advice and undertake their own due diligence. Apexziva is not responsible for any investment decision made by users.
5.2 Warranties
Apexziva disclaims to the full extent authorized by law any and all warranties, whether express or implied, including, without limitation, any implied warranties, merchantability or fitness for a particular purpose. Apexziva does not warrant that its services and applications will be free of bugs, errors, viruses or other defects, nor that all investment results will be profitable.
5.3 Liability
In no event can Apexziva or any of its owners be liable to users or any party related to users for any indirect, incidental, consequential, special, exemplary, or punitive damages, lost profits, or losses, even if Apexziva has been advised of the possibility of such damages. In any event, Apexziva’s total aggregate liability to users for all damages of every kind and type (regardless of whether based in contract or tort) shall not exceed the fees paid to Apexziva for the use of our services or applications.

6. Risks
Investing in any asset class or plan, holds risks, for example: technology risks, exchange risks, security risks, regulatory risks.  Before deciding to leverage Apexziva services, users should carefully consider their investment objectives and risk appetite. The possibility exists that users lose some of their initial investment and therefore no money should be invested that users cannot afford to lose.As with any market, for a transaction to happen it requires a seller, a buyer, and a price agreement. Loss limiting strategies may not be effective because market conditions, technological issues or legislative issues may make it impossible to execute stop loss orders. Apexziva is not responsible for any losses incurred as a result of using Apexziva’s advisory services.

7. Privacy
Apexziva is fully compliant with GDPR (General Data Protection Regulation), an EU regulation enforceable as of May 25, 2018. Apexziva stores the minimum possible amount of user data necessary to deliver its services. Stored user data includes: name, date of birth, country of residence, email address, and exchange API keys (encrypted). User data will never be shared with any third party before explicit user consent. Users have the right for their user data to be forgotten, which can be requested over email.

9. Communication
The User understands and agrees to the preceding sections. The User also agrees to the following:
* User agrees to not hold Apexziva liable for any realized trading loss in any currency or asset;
* User reserves the right to stop using Apexziva at any point;
* You agrees and warrants that any information provided to Apexziva is accurate and complete;
* User agrees that Apexziva is offering a Software as a Service (SaaS). This means that Apexziva monitors user accounts on users’ behalf on exchanges that are not affiliated with Apexziva;
* User agrees to take full responsibility for identifying and paying any tax liabilities that may exist as a result of investing, or Apexziva services in general;
* This agreement is governed by and construed in accordance with the US laws and any dispute, which cannot be amicably resolved, shall be submitted to the jurisdiction of the Court in the United States of America.

10. Denial of Service
Apexziva reserves the right to suspend, restrict, terminate, or deny access to its services at any time, at its sole discretion, where there is reasonable suspicion of misuse, security threats, or any intent to cause harm to the platform, its systems, users, or operations.